Are Contact Lenses HSA Eligible?

Many people wonder if they can use their Health Savings Account (HSA) to purchase contact lenses. The answer is yes, in most cases, contact lenses are considered HSA eligible expenses. HSA funds can be used to cover the cost of contact lenses and other vision-related expenses.

Here are some key points to consider:

  • Contact lenses are eligible for purchase using HSA funds as long as they are medically necessary.
  • If you have a vision prescription from a qualified eye care professional, you can use your HSA to buy contact lenses.
  • Some HSA providers may require a Letter of Medical Necessity to approve the purchase of contact lenses with HSA funds.
  • It's important to keep detailed records and receipts of your contact lens purchases in case of an audit.
  • Over-the-counter contact lenses, such as colored or cosmetic lenses, are generally not eligible for reimbursement with HSA funds.

Using your HSA to purchase contact lenses is a convenient way to manage your vision care expenses. Just make sure to follow the guidelines set by your HSA provider to ensure compliance.


Yes, you can purchase contact lenses using your Health Savings Account (HSA) funds! This makes it easier for you to manage your eye care costs effectively.

It's crucial, however, to ensure that your contact lenses are deemed medically necessary by a qualified eye care professional.

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