Are Contacts Covered by HSA Account?

Contacts can be a necessary expense for many people, especially those who rely on them for vision correction.

When it comes to healthcare expenses, HSA accounts offer a great way to save money on qualified medical expenses, but are contacts covered by HSA accounts?

The short answer is yes, contacts are typically considered a qualified medical expense that can be paid for using HSA funds.

Here are some important points to consider:

  • Contacts are considered an eligible expense under HSA rules as they are used to correct vision issues, which is a medical necessity.
  • You can use your HSA funds to pay for prescription contact lenses as well as the necessary supplies like lens solution.
  • When purchasing contacts using your HSA, make sure to keep the receipt as documentation for the expense.
  • It's important to note that non-prescription cosmetic contacts are not considered a qualified medical expense and cannot be paid for using HSA funds.
  • Always consult with your eye care provider to ensure you are getting the right prescription and type of contacts for your needs.

Overall, contacts are generally covered by HSA accounts, making it easier for individuals to manage their vision care expenses.


Yes, contacts are not only a critical expense for many, but they are also covered by HSA accounts, allowing you to manage vision correction costs more effectively.

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