Are COVID Tests HSA Eligible? Everything You Need to Know

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COVID Test HSA Eligibility Overview

As the ongoing COVID-19 pandemic continues to impact our daily lives, many individuals are wondering about the eligibility of COVID tests under HSA (Health Savings Account).

Here's what you need to know:

As we continue to navigate through the ongoing COVID-19 pandemic, a common question arises: Are COVID tests considered eligible expenses under your Health Savings Account (HSA)? The answer is yes!

What Types of COVID Tests Qualify?

• COVID Tests are HSA eligible as per the CARES Act. This means you can use your HSA funds to cover the costs of COVID-19 testing.
• These tests include diagnostic tests to determine if you currently have the virus, as well as antibody tests to check for past infection.
• PCR tests, rapid antigen tests, and serology/antibody tests all qualify as eligible expenses under HSA.
• It's important to keep records of your COVID test payment receipts and prescriptions for reimbursement purposes.
• Most pharmacies, healthcare providers, and testing sites accept HSA payments for COVID testing.

Important Records and Provider Guidance

Remember to consult your HSA provider or tax advisor for specific details on COVID test eligibility under your HSA plan.