Are Nightguards Covered by HSA? What You Need to Know

If you suffer from teeth grinding or jaw clenching, you may have been recommended a nightguard by your dentist to protect your teeth and alleviate discomfort. However, you may be wondering if this dental device is covered by your HSA (Health Savings Account).

Typically, nightguards are considered as eligible expenses that can be covered by your HSA, as they are essential for maintaining your oral health and preventing further dental issues. Here's what you need to know:

  • Nightguards are commonly prescribed by dentists to protect your teeth from grinding and clenching during sleep.
  • They help in reducing jaw pain, headaches, and other symptoms associated with bruxism.
  • Most HSA plans classify nightguards as a qualified medical expense, making them eligible for coverage.
  • Before purchasing a nightguard, it's advisable to check with your HSA provider to ensure that it is a covered expense.
  • Keep in mind that there may be certain restrictions or requirements set by your HSA plan regarding nightguard coverage.

Overall, investing in a nightguard can help safeguard your oral health and alleviate discomfort caused by teeth grinding and jaw clenching. By utilizing your HSA funds for this purpose, you can effectively manage your dental care expenses while prioritizing your well-being.


If you're dealing with teeth grinding or jaw clenching, getting a nightguard from your dentist could be an excellent way to protect your teeth. Have you found yourself wondering if this convenient dental device is eligible for coverage through your HSA? You're not alone!

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