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Are Non-Prescription Sunglasses Covered by HSA if You Have Had Laser Correction?

Published February 5, 2022

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Short answer: Non-prescription sunglasses are usually not covered by HSAs, but if your laser correction surgery was medically necessary, you may be able to use HSA funds for related expenses including non-prescription sunglasses.

HSA coverage question for sunglasses

If you have undergone laser correction surgery and are wondering if non-prescription sunglasses are covered by your Health Savings Account (HSA), you're in the right place. Let's delve into this question to help you understand the ins and outs of HSA coverage for non-prescription sunglasses after laser correction.

If you have had laser correction surgery and are curious about the possibility of using your Health Savings Account (HSA) to cover non-prescription sunglasses, you're not alone!

General rule and possible exceptions

Typically, non-prescription sunglasses are considered a personal expense and are not covered by HSAs. However, there are certain scenarios where you might be able to use your HSA funds for non-prescription sunglasses after laser correction.

Here are some important points to consider:

  • Non-prescription sunglasses are usually not considered a qualified medical expense under HSA guidelines.
  • If your laser correction surgery was deemed medically necessary, you may be able to use your HSA funds for related expenses, including non-prescription sunglasses.
  • Consult with your healthcare provider and HSA administrator to determine if your specific situation qualifies for HSA coverage of non-prescription sunglasses.

Guidance to confirm coverage

It's important to remember that HSA rules and regulations can vary, so always check with your HSA provider to confirm what is covered under your plan.

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