Are Pillows HSA Eligible? Understanding Health Savings Accounts

Are you wondering if you can use your HSA funds to purchase pillows? Health Savings Accounts (HSAs) offer a tax-advantaged way to save for medical expenses, but what items are considered HSA eligible can sometimes be confusing.

While pillows may seem like a basic necessity for a good night's sleep, whether they qualify as an eligible expense under your HSA depends on your specific medical needs and prescription requirements.

As a general rule, over-the-counter items like regular pillows are not typically considered HSA eligible unless they are prescribed by a healthcare provider to treat a specific medical condition.

However, there are specialized therapeutic pillows designed to alleviate certain medical issues such as neck pain, snoring, or sleep apnea that may qualify as eligible expenses under your HSA.

It's always best to consult with your healthcare provider or a tax advisor to determine if a specific pillow purchase can be paid for using your HSA funds.


When it comes to utilizing your HSA funds, many people might be surprised to learn about the eligibility of pillows. While regular pillows are generally not HSA eligible, certain pillows prescribed for medical needs can qualify.

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