Is It Eligible? Are Tampons HSA Eligible 2020

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

IRS rules for tampon HSA eligibility

One common question that arises when managing a Health Savings Account (HSA) is whether tampons are eligible for HSA coverage in 2020.

Unfortunately, feminine hygiene products like tampons are not typically considered eligible expenses for HSA reimbursement. The Internal Revenue Service (IRS) determines what medical expenses qualify for HSA funds, and generally only items and services that treat a specific medical condition are eligible.

Many people wonder if feminine hygiene products like tampons are reimbursable through a Health Savings Account (HSA) in 2020. Unfortunately, the IRS typically does not categorize tampons as eligible HSA expenses.

Exceptions: prescriptions and plan allowances

However, there are a few exceptions where tampons may be considered eligible for HSA reimbursement:

• If a doctor prescribes tampons for a specific medical condition, such as menorrhagia or endometriosis, they may be eligible for HSA coverage.
• Some Flexible Spending Accounts (FSA) may allow the reimbursement of feminine hygiene products, so it's worth checking with your plan administrator.

Review plan documents and get guidance

It's essential to review your HSA plan documents and consult with a healthcare provider or tax advisor for specific guidance on what expenses are eligible for reimbursement.