Can 2018 Max Contribution to HSA Be Made in 2019?

If you're wondering whether you can make a 2018 maximum contribution to your HSA in 2019, read on to find out the answer to this common question.

Health Savings Accounts (HSAs) are a valuable tool for saving money on medical expenses while enjoying tax advantages. However, there are rules and limitations on contributions that account holders need to be aware of to maximize the benefits of their HSA.

So, can you make a 2018 maximum contribution to your HSA in 2019? The short answer is yes, but with a few conditions:

  • You must have been eligible to contribute to an HSA in 2018.
  • You must not have already reached the maximum contribution limit for 2018.

If these conditions are met, you can make a 2018 maximum contribution to your HSA in 2019. This can be particularly beneficial if you didn't contribute the full amount in 2018 but have the means to do so in the following year.

Remember that contributions made for a specific tax year, including any additional contributions for the previous year, must be made before the tax filing deadline for that year, usually April 15.

By understanding the rules and taking advantage of opportunities like making previous year contributions in the current year, you can make the most of your HSA and enjoy its benefits to the fullest.


If you've been wondering about making a 2018 maximum contribution to your HSA in 2019, you're not alone! Many HSA holders have questions about their contribution limits and opportunities. This article will clarify whether it’s possible and what conditions you need to meet.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter