HSA Guide
Can an HSA Be Rolled Over? What You Need to Know
Published March 5, 2022
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Get the appShort answer: Yes—an HSA can be rolled over, with balances and contributions continuing without penalties.
Can you roll over an HSA?
When it comes to managing your health savings account (HSA), you may be wondering whether it's possible to roll over your funds. The good news is that yes, an HSA can be rolled over!
Key rollover rules and comparisons
Here are some key points to keep in mind:
- Contributions to your HSA roll over year after year, allowing you to build up savings for future healthcare expenses.
- When changing jobs or healthcare plans, you can roll over your HSA to your new provider.
- If you have funds remaining in your HSA at the end of the year, the balance will automatically roll over to the next year.
- Unlike Flexible Spending Accounts (FSAs), there is no Absolutely! An HSA can be rolled over, providing you with a fantastic opportunity to continue saving for your healthcare costs without any penalties.
Absolutely! An HSA can be rolled over, providing you with a fantastic opportunity to continue saving for your healthcare costs without any penalties.