Can an HSA Be Used for Massage?

If you're wondering whether you can use your HSA for massage therapy, the answer is... it depends. Health Savings Accounts (HSAs) are a tax-advantaged savings account that can be used for qualified medical expenses. While massage therapy can offer various health benefits, whether it is considered a qualified medical expense under an HSA depends on certain conditions.

HSAs can be used for medical expenses that are considered necessary for the treatment of a specific medical condition. If a doctor has recommended massage therapy as part of your treatment plan for a diagnosed medical condition, then using your HSA to pay for it may be possible.

It's important to remember that not all massages are eligible expenses under an HSA. Generally, for massage therapy to be eligible, it must:

  • Be prescribed by a healthcare provider to treat a specific medical condition
  • Be performed by a licensed massage therapist
  • Not be for general health or relaxation purposes

Before using your HSA funds for massage therapy, it is advisable to check with your healthcare provider and insurance provider to ensure that it meets the necessary requirements for reimbursement.


If you're curious about whether your HSA can cover massage therapy, the answer isn't straightforward. Health Savings Accounts (HSAs) provide a great way to save on medical expenses, but massage therapy eligibility hinges on specific stipulations.

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