Can an HSA be Used to Pay for Chiropractor? A Guide to HSA Coverage for Chiropractic Services

Health Savings Accounts (HSAs) have become increasingly popular for individuals looking to save on healthcare expenses while enjoying tax benefits. One common question that arises is whether an HSA can be used to pay for chiropractor services. The good news is, yes, you can use your HSA to cover chiropractic care expenses.

Chiropractic care is considered a qualified medical expense by the IRS, making it eligible for HSA funds. This means you can use your HSA funds to pay for chiropractic adjustments, treatments, and consultations.

Chiropractic care can be beneficial for various conditions, such as back pain, neck pain, headaches, and more. By using your HSA to cover these services, you not only save money but also prioritize your overall well-being.

How to Use Your HSA for Chiropractic Care:

  • Schedule an appointment with a licensed chiropractor.
  • Receive the necessary treatments or adjustments.
  • Pay for the services using your HSA debit card or reimburse yourself from your HSA account.

It's essential to keep records of your chiropractic expenses, including receipts and a clear explanation of the services received, to comply with IRS regulations.

Using your HSA for chiropractic care is a smart way to manage your healthcare costs while focusing on natural and holistic treatments.


Health Savings Accounts (HSAs) are a fantastic way for individuals to save money on healthcare while taking advantage of tax benefits. If you're considering chiropractic care, you'll be pleased to know that HSAs can indeed be used to cover these expenses, which makes your journey towards wellness a little easier.

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