Can HSA Dollars be Used for Glasses? Understanding HSA Guidelines

One common question people have about Health Savings Accounts (HSAs) is whether HSA dollars can be used for glasses. The answer is yes, HSA funds can typically be used to purchase prescription glasses, prescription sunglasses, and even contact lenses.

Here’s how it works:

• HSA dollars can be used to cover vision expenses, as long as the glasses are prescribed by a qualified eye care professional.
• You can use your HSA card to pay for glasses at the time of purchase, or you can pay out of pocket and reimburse yourself from the HSA later.
• It’s important to keep receipts and documentation of the eyewear purchase in case of an audit by the IRS.

Remember that HSA funds cannot be used for non-prescription eyewear, such as reading glasses or fashion sunglasses. Additionally, cosmetic eye surgery and procedures like LASIK are also generally not eligible for HSA reimbursement.

By understanding the guidelines around using HSA funds for glasses, you can make the most of your HSA benefits and take care of your vision health.

Yes, you can use your HSA funds to purchase prescription glasses, prescription sunglasses, and contact lenses as they are deemed qualified medical expenses by the IRS.