Can I Buy a Basal Thermometer with My HSA?

Are you someone who is considering purchasing a basal thermometer and wondering if you can use your HSA (Health Savings Account) funds for it? The answer is yes! You can buy a basal thermometer with your HSA.

A basal thermometer is a special type of thermometer used by women to track their basal body temperature. This is particularly helpful for women who are trying to conceive, as it helps them pinpoint their most fertile days during ovulation. Here are a few key points to keep in mind:

  • Basal thermometers are considered a qualifying medical expense by the IRS, making them eligible for purchase with HSA funds.
  • Before making the purchase, it's essential to ensure that the basal thermometer you choose is FDA-approved and specifically designed for tracking basal body temperature.
  • Keep the receipt of your basal thermometer purchase for record-keeping purposes, in case you ever need to provide documentation for HSA compliance.
  • Remember that HSA funds can be used not only for medical services but also for medical products and devices like the basal thermometer.

By utilizing your HSA for purchasing a basal thermometer, you can take control of your reproductive health journey while enjoying the tax benefits that come with using HSA funds for qualifying medical expenses.


If you are considering investing in a basal thermometer to better understand your menstrual cycle and optimize your chances of conception, using your HSA is a savvy way to do it. The IRS recognizes basal thermometers as eligible medical expenses, so go ahead and purchase one using your HSA funds.

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