Can I Buy a Massage Gun with My HSA? Exploring HSA Eligible Expenses

Are you considering purchasing a massage gun and wondering if you can use your HSA funds for it? The answer is - it depends. Health Savings Accounts (HSAs) offer a great way to save and pay for eligible medical expenses. Here's what you need to know about buying a massage gun with your HSA:

Firstly, to be able to use your HSA for a massage gun purchase, the massage gun must be deemed a qualified medical expense by the IRS. Generally, for an expense to be considered qualified, it must be for the diagnosis, cure, mitigation, treatment, or prevention of disease and be prescribed by a healthcare provider.

Some massage guns may meet these criteria if they are recommended by a healthcare professional to alleviate a specific medical condition or for physical therapy purposes. It's important to consult with your healthcare provider before making the purchase to ensure that it qualifies as an eligible expense.

Additionally, it's essential to keep detailed records of the purchase, including the receipt and a note from your healthcare provider prescribing or recommending the massage gun. This documentation may be required for tax purposes or in case of an IRS audit.

Remember that not all massage guns may qualify as eligible expenses under an HSA. However, there are numerous other qualified medical expenses that you can use your HSA funds for, such as:

• Prescription medications
• Doctor's visits
• Dental care
• Eyeglasses and contact lenses
• Physical therapy

Understanding what expenses are eligible under your HSA can help you make informed decisions about your healthcare purchases and maximize the benefits of your account. If you're unsure whether a massage gun purchase qualifies, it's best to seek guidance from a tax professional or your HSA provider.

Are you thinking of splurging on a massage gun and are curious if you can tap into your HSA funds for that? The answer isn't straightforward—it depends on a few factors. HSAs are a fantastic tool for managing healthcare costs and can cover a variety of eligible medical expenses. Here’s everything you need to know about whether a massage gun qualifies for HSA reimbursement.