Can I Buy an Occlusal Guard with HSA? - Understanding HSA Eligible Expenses

Have you ever wondered if you can use your HSA funds to buy an occlusal guard? The answer is yes, you can purchase an occlusal guard with your HSA funds. An occlusal guard, also known as a night guard or bite guard, is a dental device that helps protect your teeth from grinding or clenching during sleep.

Using your HSA to buy an occlusal guard is a great way to take care of your dental health while maximizing the benefits of your HSA account. Here's how you can do it:

1. Check with your dentist: Before purchasing an occlusal guard, it's important to consult with your dentist. They can assess your dental needs and recommend the right type of occlusal guard for you.
2. Get a prescription: To use your HSA funds for an occlusal guard, you may need a prescription from your dentist. This prescription will serve as documentation for the eligible expense.
3. Keep your receipts: When you purchase the occlusal guard, make sure to keep the receipts for your HSA records. You may need them for verification or tax purposes.
4. Submit a claim: To reimburse yourself for the occlusal guard purchase, submit a claim to your HSA provider. Include the receipts and any required documentation for a smooth reimbursement process.

Remember, it's essential to understand what expenses are eligible for HSA reimbursement to make the most of your account. Dental expenses, including occlusal guards, are generally considered eligible expenses. By using your HSA funds wisely, you can protect your dental health and save on out-of-pocket costs.

Did you know that your HSA can cover the cost of an occlusal guard? These dental devices, often referred to as night guards, are essential for individuals who suffer from bruxism, protecting your teeth from the wear and tear caused by grinding while you sleep.