Can I Buy a Percussion Massager with HSA?

Are you considering purchasing a percussion massager and wondering if you can use your Health Savings Account (HSA) to cover the cost? The answer is - it depends. HSA funds can be used for a wide range of medical expenses, but there are specific guidelines you need to follow when it comes to purchasing health-related products like a percussion massager.

One of the key factors determining whether you can use your HSA to buy a percussion massager is if it is considered a qualified medical expense by the Internal Revenue Service (IRS). According to IRS Publication 502, eligible medical expenses include items and services that are primarily for the prevention or alleviation of a physical or mental defect or illness.

If a percussion massager is recommended by a healthcare provider to treat a specific medical condition, such as muscle tension or chronic pain, it may qualify as a reimbursable expense under your HSA. However, if you plan to use it for general wellness or relaxation purposes, it may not be eligible for HSA reimbursement.

It's important to keep detailed records of your HSA expenses, including receipts and a written recommendation from your healthcare provider if applicable. This documentation will be essential in case of an IRS audit or if you need to verify the eligibility of your purchases.

If you're in the market for a percussion massager and you're curious about using your Health Savings Account (HSA) for the purchase, the answer isn't straightforward. While HSAs can be used for various medical expenses, it's crucial to determine if your massager is considered a qualified medical expense by the IRS.