Can I Buy a Pregnancy Test with My HSA Card?

If you're wondering whether you can use your HSA card to purchase a pregnancy test, the answer is yes! HSA, or Health Savings Account, is a tax-advantaged savings account that allows you to set aside money for qualified medical expenses, including over-the-counter items like pregnancy tests.

Many people are not aware that they can use their HSA funds to purchase a pregnancy test, but it is indeed an eligible expense. Here are some key points to keep in mind when using your HSA card for this purpose:

  • Pregnancy tests are considered a qualified medical expense under the IRS guidelines.
  • Make sure the pregnancy test is FDA-approved for accuracy and reliability.
  • Keep the receipt for your pregnancy test purchase for record-keeping purposes.
  • Check with your HSA provider for any specific guidelines or restrictions regarding over-the-counter purchases.

So, if you need to buy a pregnancy test and have an HSA account, you can do so without any hassle. Just swipe your HSA card at the checkout like you would with any other eligible medical expense.


Absolutely! You can use your HSA card to buy a pregnancy test. This benefit allows you to manage your health expenses more efficiently by utilizing your Health Savings Account funds for essential items.

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