Can I Buy Contact Lenses with My HSA? A Guide to Using Your HSA for Eyecare

Are you wondering if you can buy contact lenses with your HSA? The good news is that yes, you can use your HSA funds to purchase contact lenses. Health Savings Accounts (HSAs) offer a tax-advantaged way to save and pay for eligible medical expenses, including prescription eyewear like contact lenses.

Here's a guide to help you understand how you can use your HSA for eyecare:

Using Your HSA for Contact Lenses:

  • Contact lenses are considered an eligible expense under the IRS guidelines for HSA funds.
  • You can use your HSA debit card to purchase contact lenses at various eyewear retailers or online stores.
  • Make sure to keep the receipt as proof of the purchase for your records.

Other Eyecare Expenses You Can Cover with Your HSA:

  • Prescription eyeglasses
  • Eye exams
  • Prescription sunglasses
  • Eye surgery

Remember, it's important to check with your HSA provider or review the IRS guidelines to ensure that the expenses are eligible before making a purchase.


Did you know that your Health Savings Account (HSA) can help you with your vision needs? When it comes to eyecare, purchasing contact lenses using your HSA is completely permissible. This tax-advantaged account allows you to set aside money for qualified medical expenses, and contact lenses fall right into that category.

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