Can I Buy Crutches with HSA? Understanding Health Savings Account Guidelines

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses. One common question that individuals have is whether they can purchase crutches using their HSA funds.

The good news is that HSA funds can typically be used to purchase eligible medical expenses, which may include crutches. Crutches are considered a medical necessity and fall under the category of eligible expenses that can be paid for using HSA funds.

It's important to note that in order for crutches to be eligible for HSA reimbursement, they must be prescribed by a healthcare professional. This means that you cannot simply purchase crutches on a whim and expect to use your HSA funds for reimbursement.

When considering purchasing crutches with your HSA, it's advisable to keep a few key points in mind:

  • Ensure that the crutches are prescribed by a healthcare provider to qualify for HSA reimbursement.
  • Keep a copy of the prescription for your records in case of any documentation requirements.
  • Check with your HSA provider or refer to the IRS guidelines for a list of eligible medical expenses that can be paid for using HSA funds.

By following these guidelines and being informed about what expenses are eligible for HSA reimbursement, you can make the most of your HSA funds while also ensuring compliance with the rules and regulations governing these accounts.


Have you ever wondered, "Can I buy crutches with my HSA?" If so, you're not alone! Health Savings Accounts (HSAs) are designed to help you manage your out-of-pocket healthcare costs, and many people are curious about the types of items they can purchase with these funds.

The great news is that crutches usually qualify as an eligible medical expense under HSA guidelines. As a medical device considered necessary for mobility, crutches can be purchased using your HSA funds as long as they come with a prescription from your doctor.

When you're looking to buy crutches, remember this: always obtain a prescription! Without it, you won’t be able to receive reimbursement from your HSA.

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