Can I Buy Non-Prescription Sunglasses with My HSA?

One common question that many individuals have is whether non-prescription sunglasses can be purchased with their Health Savings Account (HSA). The good news is that certain non-prescription sunglasses can indeed be an eligible expense under your HSA, providing you meet certain criteria. Here's what you need to know:

Understanding HSA Eligible Expenses:

• HSAs are designed to help individuals save for qualified medical expenses.
• Expenses that are eligible for HSA reimbursement are outlined by the IRS.
• Non-prescription sunglasses are typically considered an eligible expense if they are specifically designed to protect your eyes from the sun's harmful rays.

Factors to Consider:

When it comes to purchasing non-prescription sunglasses with your HSA funds, there are a few key factors to keep in mind:

• Ensure that the sunglasses are designed for eye protection and not solely for fashion purposes.
• Check with your HSA provider or review the IRS guidelines to confirm the eligibility of the specific sunglasses you plan to purchase.
• Retain the receipt and documentation of the purchase to substantiate the expense for potential auditing purposes.

Maximizing Your HSA Benefits:

Aside from non-prescription sunglasses, there are various other eligible expenses that you can use your HSA funds for. By being aware of what is considered a qualified medical expense, you can make the most of your HSA benefits. Some common HSA eligible expenses include:

• Prescription medications
• Copayments and deductibles
• Dental and vision care
• Medical equipment and supplies
• Therapy and counseling services

Remember to keep track of your expenses and ensure they align with HSA guidelines to avoid potential penalties for using funds on ineligible purchases.

Did you know you can purchase non-prescription sunglasses with your Health Savings Account (HSA)? It's true! However, to qualify, they must be specifically made for protecting your eyes from UV rays, not just a trendy accessory.