Can I Buy Over the Counter Drugs with My HSA Card?

If you've been wondering whether you can use your HSA card to purchase over-the-counter drugs, the answer is yes! Health Savings Accounts (HSAs) are a great way to save money on healthcare expenses, including over-the-counter medications.

When it comes to using your HSA card for over-the-counter drugs, there are a few things to keep in mind:

  • You can use your HSA card to buy a wide range of over-the-counter drugs, such as pain relievers, allergy medications, and cold remedies.
  • Make sure the over-the-counter drugs you purchase are eligible under IRS guidelines. Items like vitamins and supplements may not be eligible.
  • Save your receipts for over-the-counter drug purchases in case you need them for documentation or to verify eligible expenses.
  • It's important to check with your HSA provider or refer to the list of eligible expenses to ensure you are using your funds appropriately.

Using your HSA card for over-the-counter drugs is a convenient way to manage your healthcare expenses. Just remember to keep track of your purchases and stay informed about what items are eligible.


Yes, you can indeed purchase over-the-counter drugs with your HSA card, making it a fantastic option for managing everyday health expenses!

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