Can I Buy Tampons with HSA? Your Guide to Eligible HSA Expenses

Many individuals wonder whether they can use their Health Savings Account (HSA) funds to purchase feminine products like tampons. The good news is that most feminine hygiene products, including tampons, are considered eligible HSA expenses by the IRS.

Here are some key points to keep in mind regarding HSA eligibility for purchasing tampons:

  • IRS Eligibility: The IRS allows for the use of HSA funds to buy eligible medical expenses, which includes tampons and other feminine hygiene products.
  • Prescription Requirement: Tampons do not require a prescription to be eligible for purchase with HSA funds.
  • Over-the-Counter Status: As of 2020, the CARES Act reinstated the ability to use HSA funds for over-the-counter medications and products, including tampons, without needing a prescription.
  • Keep Receipts: It's important to keep receipts for HSA expenses, including tampons, in case of an audit or verification.

Using your HSA to buy tampons not only provides a convenient way to cover these essential expenses but also helps you save money by using pre-tax dollars. Be sure to check with your HSA provider or consult the IRS guidelines for any updates or changes to HSA eligibility for feminine hygiene products.


Are you wondering if you can use your Health Savings Account (HSA) for tampons? You're in luck! Due to IRS regulations, tampons and other feminine hygiene products qualify as eligible expenses that you can purchase using your HSA funds.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter