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Can I Carry Balance of HSA From Year to Year?

Published April 24, 2022

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Short answer: Yes—HSAs let you roll over unused funds indefinitely, unlike FSAs’ use-it-or-lose-it policy.

HSA carryover: yes, roll funds indefinitely

One common question many people have about Health Savings Accounts (HSAs) is whether they can carry over their account balance from year to year. The answer is yes! Unlike flexible spending accounts (FSAs), which have a One common question many people have about Health Savings Accounts (HSAs) is whether they can carry over their account balance from year to year. The answer is yes! Unlike flexible spending accounts (FSAs), which have a 'use-it-or-lose-it' policy, HSAs allow you to roll over unused funds indefinitely. This feature makes HSAs a valuable tool for saving for future medical expenses.

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