Can I Contribute to HSA for Spouse with HDHP? - Explained

Yes, you can contribute to an HSA for your spouse if they are covered under a High Deductible Health Plan (HDHP). This can provide tax advantages and help save for medical expenses in the future.

Here are some key points to consider:

• Both spouses must be eligible for an HSA
• The total contributions to both HSAs combined must stay within the annual limits
• Contributions can be made by either spouse or both

It's important to carefully track contributions to ensure they don't exceed the allowable limits.

Absolutely! You can contribute to an HSA for your spouse as long as they are enrolled in a High Deductible Health Plan (HDHP). This is a fantastic way to maximize your savings on healthcare while enjoying tax benefits.