Can I Make a HSA Contribution in 2018 with No Income?

When it comes to making a Health Savings Account (HSA) contribution without any income in 2018, the answer is no. To contribute to an HSA, you must have earned income, such as wages from a job or self-employment. If you do not have any earned income, you are not eligible to make HSA contributions for that tax year.

However, if you have a spouse who has earned income, they may be able to make contributions to a family HSA on your behalf, as long as they meet the eligibility requirements.

It's important to note that HSA contributions are tax-deductible, can grow tax-free, and can be withdrawn tax-free for qualified medical expenses. So, if you are eligible to contribute to an HSA, it can be a valuable tool for saving and paying for healthcare expenses.

Although it may be disappointing, if you have no earned income in 2018, you cannot contribute to a Health Savings Account (HSA). HSA contributions require an income source such as wage earnings or earnings from self-employment.