Can I Open an HSA with Vanguard? Learn How to Start Your Health Savings Account

If you’re considering opening an HSA (Health Savings Account) and wondering whether you can do so with Vanguard, you’ve come to the right place. Vanguard offers a wide range of investment options, and many people may want to leverage their services for their HSA. Let’s dive into the details of opening an HSA with Vanguard and how you can get started.

Firstly, it’s important to note that Vanguard does not directly offer HSAs. However, you can still open an HSA and use Vanguard funds within the account through a qualified HSA provider that partners with Vanguard. By doing this, you can benefit from Vanguard’s low-cost investment options and potentially grow your HSA funds over time.

When looking to open an HSA with Vanguard, here are the general steps you can follow:

  • Research and choose a qualified HSA provider that allows investing in Vanguard funds.
  • Open an HSA account with the selected provider.
  • Link your HSA account with Vanguard to access their investment options.
  • Start contributing to your HSA and investing in Vanguard funds.

By opening an HSA with a provider that partners with Vanguard, you can enjoy the benefits of both HSA tax advantages and Vanguard's investment expertise. This combination can help you save for future medical expenses while potentially growing your savings through investments.


If you’re considering opening a Health Savings Account (HSA) and are curious about doing so with Vanguard, you’ve come to the right place. While Vanguard is renowned for its investment options, they don’t directly offer HSAs. Here's how you can still incorporate their investment strategies into your HSA savings.

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