Can I Pay for a Dental Plan with My HSA?

Are you considering getting a dental plan but wondering if you can use your HSA to pay for it? The good news is that HSA funds can typically be used to cover a wide range of medical expenses, including dental care.

While HSA funds can be used for dental expenses, it's essential to understand the specific guidelines and requirements:

  • Verify if the dental plan is considered a qualified medical expense under the IRS guidelines.
  • Check if your HSA provider allows funds to be used for dental plans.
  • Confirm that the dental plan is for you, your spouse, or dependents.

Once you've verified these details, you can confidently use your HSA to pay for your dental plan and enjoy the benefits of a healthy smile.


Have you ever thought about using your HSA to get a dental plan? You're in luck! HSA funds are often available to cover various medical expenses, and dental care typically falls under this umbrella.

However, to make the most of your HSA when it comes to a dental plan, remember to:

  • Determine if the dental plan meets the IRS's criteria for qualified medical expenses.
  • Consult your HSA provider to see if they permit expenditures on dental plans.
  • Ensure that the dental plan is for you, your spouse, or your dependents.

By taking these steps, you can easily utilize your HSA to pay for your dental plan, leading to a brighter, healthier smile!

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter