Can I Pay for a Therapeutic Massage with an HSA?

Have you been considering getting a therapeutic massage to help with stress relief or pain management, and wondering if you can use your HSA to cover the cost? The answer is yes, in many cases, you can use your HSA to pay for a therapeutic massage. Here’s everything you need to know about using your HSA for this beneficial treatment.

Therapeutic massages are often prescribed by healthcare providers to treat specific medical conditions or as part of a holistic wellness plan. If your doctor recommends a therapeutic massage as part of your treatment, it is considered an eligible medical expense that can be paid for using your HSA funds.

However, there are some important things to keep in mind when using your HSA for a therapeutic massage:

  • Make sure the massage is prescribed by a healthcare provider: To be eligible for HSA reimbursement, the therapeutic massage must be recommended by a qualified healthcare provider.
  • Check if the massage therapist is a qualified medical practitioner: Not all massage therapists may be eligible for HSA reimbursement, so it’s essential to verify their credentials.
  • Keep detailed records: It’s crucial to keep accurate records of the massage therapy sessions, including receipts and any documentation from your healthcare provider.
  • Confirm HSA eligibility: Before scheduling a therapeutic massage, check with your HSA provider to ensure that it is an eligible expense under your plan.

By following these guidelines, you can take advantage of the benefits of therapeutic massage while using your HSA funds for eligible medical expenses. Remember that maintaining your health and well-being is an essential part of your overall financial planning, and your HSA can help you achieve that.


Considering a therapeutic massage to relieve stress or alleviate pain? If so, you may be pleased to know that many individuals are eligible to use their HSA funds for this therapy. Here’s what you need to understand before proceeding.

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