Can I Pay for Chiropractic with HSA? - Understanding HSA Guidelines

When it comes to managing your healthcare expenses, Health Savings Accounts (HSAs) can be a valuable tool. If you're wondering whether you can use your HSA to pay for chiropractic services, the answer is yes, in most cases. Chiropractic care is considered an eligible expense by the IRS, as long as it is medically necessary and falls under qualified medical expenses.

Chiropractic services can help treat a variety of conditions such as back pain, neck pain, migraines, and more. Being able to use your HSA funds for chiropractic care provides you with a non-invasive treatment option that focuses on holistic health and wellness.

It's important to keep in mind the following guidelines when using your HSA to pay for chiropractic services:

  • Chiropractic care must be deemed medically necessary by a healthcare professional
  • The services provided must be related to a specific medical condition or injury
  • You may need a prescription or referral from a doctor to receive chiropractic treatment

By following these guidelines, you can effectively utilize your HSA funds to cover the cost of chiropractic care and improve your overall well-being.


Chiropractic care can be a great way to manage and prevent various health issues, and using your HSA to cover these costs makes it even more accessible.

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