Can I Pay for Contact Lenses with HSA? | HSA Awareness

If you wear contacts, you might be wondering whether you can use your Health Savings Account (HSA) to cover the costs of contact lenses. The short answer is yes! Contact lenses are considered an eligible expense under the IRS guidelines for HSA spending.

Here's everything you need to know about using your HSA to pay for contact lenses:

  • Contact lenses are a qualified medical expense under HSA regulations as they are meant to correct vision impairment.
  • You can use your HSA funds to pay for both prescription and non-prescription contact lenses.
  • Keep your receipts as proof of purchase in case of an audit.

Using your HSA for contact lenses is a convenient way to manage your healthcare expenses while enjoying clear vision. Make sure to check with your HSA provider for any specific guidelines they may have regarding purchasing contact lenses.


If you wear contact lenses, have you ever pondered whether your Health Savings Account (HSA) can help cover their cost? Well, the great news is that yes, it can! Contact lenses qualify as an eligible expense under IRS regulations concerning HSA funds.

Here are a few key points you should keep in mind when using your HSA for contact lenses:

  • As a medical expense, both prescription and non-prescription contact lenses are covered by HSA guidelines.
  • Always remember to maintain your receipts. These can serve as essential proof of purchase should you ever face an audit.
  • Consider using HSA funds for routine check-ups and consultations related to your eye health, ensuring your lenses are right for you.

Utilizing your HSA for contact lenses is a smart, convenient way to keep your vision clear while managing healthcare costs efficiently. Don’t forget to confirm any specific requirements from your HSA provider regarding lens purchases.

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