Can I Pay for Crutches with My HSA? Understanding HSA Eligible Expenses

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Using HSA funds for prescribed crutches

If you've ever had to purchase medical equipment like crutches, you may wonder if you can use your Health Savings Account (HSA) to cover the cost. The good news is that HSA funds can be used to pay for eligible medical expenses, including crutches.

Here's what you need to know about using your HSA for crutches:

If you find yourself needing crutches after an injury, it's great to know that Health Savings Accounts (HSAs) offer a way to help with those costs. Crutches are classified as a qualified medical expense by the IRS as long as they are prescribed by a healthcare professional.

Requirements and documentation for eligibility

• Crutches are considered a qualified medical expense by the IRS if they are prescribed by a healthcare professional for the treatment of a medical condition.
• You can use your HSA funds to pay for crutches, as well as other mobility aids like wheelchairs, walkers, and canes.
• Make sure to keep a copy of the prescription or a letter of medical necessity from your healthcare provider to substantiate the expense in case of an audit.
• When purchasing crutches with your HSA, save the receipt for your records and to verify the expense.
• Check your HSA provider's guidelines for using funds to pay for medical equipment, including any specific requirements or documentation needed.

Broader HSA value for medical costs

By understanding what expenses are HSA-eligible, you can make the most of your account and manage your medical costs more effectively. Remember that HSA funds can also be used for a wide range of medical expenses beyond just crutches, helping you save on taxes while taking care of your health.