Can I Pay for Allergy Shots with My HSA?

Yes, you can pay for allergy shots with your Health Savings Account (HSA). Allergy shots, also known as immunotherapy, are considered a qualified medical expense by the IRS, making them eligible for HSA payments. This treatment can provide long-term relief for individuals suffering from allergies by gradually desensitizing them to allergens.

When it comes to using your HSA funds for allergy shots, it's essential to keep the following points in mind:

  • Consult with your healthcare provider to determine if allergy shots are the right treatment for you.
  • Make sure your allergy shots are administered by a licensed healthcare professional.
  • Keep detailed records of your allergy shot expenses for tax and reimbursement purposes.

Whether you're dealing with seasonal allergies, pet dander, or other allergens, allergy shots can be a beneficial long-term solution. By utilizing your HSA to cover these expenses, you can manage your allergies effectively while maximizing the benefits of your healthcare savings account.


Absolutely, you can utilize your Health Savings Account (HSA) to cover the cost of allergy shots. These shots, or immunotherapy, qualify as eligible medical expenses per IRS guidelines, so you can take advantage of your HSA to help fund your treatment. This can be a game-changer for those affected by allergies, as these shots work by gradually reducing sensitivity to specific allergens.

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