Can I Put Over-the-Counter Allergy Medicine on an HSA Card?

Are you wondering if you can use your Health Savings Account (HSA) card to purchase over-the-counter (OTC) allergy medicine? The answer is yes! Your HSA can be a great tool to help manage your seasonal allergies. Here's some useful information to help you make the most of your HSA benefits.

OTC allergy medicine that is eligible for purchase with an HSA card includes antihistamines, decongestants, nasal sprays, and eye drops.

Here are some points to consider when using your HSA card for OTC allergy medicine:

  • Check with your plan administrator or insurer to confirm which OTC allergy medicines are covered under your HSA.
  • Keep receipts and documentation of your OTC purchases for record-keeping and potential tax purposes.
  • Consider using your HSA funds for other eligible medical expenses like doctor's visits, prescription medications, and medical supplies.

By using your HSA card for OTC allergy medicine, you can save money on essential health items while taking control of your allergy symptoms.


Yes, you can absolutely use your Health Savings Account (HSA) card to purchase over-the-counter (OTC) allergy medications, providing a helpful way to manage your allergy symptoms. Many people don't realize that HSA funds can also cover common OTC treatments, making it easier to budget for these essential items.

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