Can I Use My HSA for Over the Counter Allergy Meds?

Many people wonder if they can use their HSA for over-the-counter allergy medications, and the answer is yes! Health Savings Accounts (HSAs) are designed to help you pay for qualified medical expenses, and over-the-counter allergy meds fall under that category.

Whether you suffer from seasonal allergies or occasional flare-ups, using your HSA for over-the-counter allergy meds can provide relief without breaking the bank.

Here are some key points to keep in mind:

  • HSAs allow you to use pre-tax dollars to pay for eligible medical expenses.
  • Over-the-counter allergy medications, such as antihistamines and nasal sprays, qualify as eligible expenses.
  • It's important to save your receipts in case you need to provide documentation for your HSA expenses.

If you're unsure about whether a specific over-the-counter allergy medication is covered by your HSA, it's always a good idea to check with your HSA provider or refer to the IRS guidelines for eligible expenses.


Did you know that over-the-counter allergy medications are not only effective but can also be purchased with your HSA funds? This means you can tackle those pesky symptoms without worrying about extra costs!

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