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Can I Use an FSA to Pay for Contacts If I Have an HSA? - Explained

Published July 27, 2022

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Short answer: Yes—you can use your FSA funds to purchase contacts even if you also have an HSA, but you cannot use both accounts for the same expense.

Using FSA to buy contacts with HSA

If you have both a Flexible Spending Account (FSA) and a Health Savings Account (HSA), you may wonder if you can use your FSA to pay for contacts. The good news is that it is possible to use your FSA funds to purchase contacts even if you have an HSA.

FSAs and HSAs are both tax-advantaged accounts that can help you save money on eligible healthcare expenses. Here's how they work together when it comes to buying contacts:

  • You can use your FSA funds to pay for contacts, even if you also have an HSA.
  • Keep in mind that you cannot use both your FSA and HSA funds for the same expense.
  • It's essential to check with your plan administrator or benefits provider to confirm the rules regarding the use of FSA funds for contacts.

Confirmation that FSA can cover contacts

Yes, if you have both a Flexible Spending Account (FSA) and a Health Savings Account (HSA), you can use your FSA funds to purchase contacts, which is great for managing out-of-pocket healthcare costs.

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