Can I Use HSA Card to Buy Contacts?

If you wear contacts and have an HSA (Health Savings Account), you might wonder if you can use your HSA card to purchase them. The good news is, in most cases, you can use your HSA funds to buy contacts.

When it comes to qualifying expenses for HSA spending, the IRS guidelines state that eligible expenses include items and services primarily used for the prevention or alleviation of physical or mental defects or illness, including vision expenses. Contact lenses fall under this category, as they are considered a medical expense for the correction of vision.

Here are some key points to consider:

  • Contact lenses are typically considered a qualified medical expense under an HSA.
  • You can use your HSA card to purchase contacts at various authorized retailers, both in-store and online.
  • Make sure to keep your receipts for contact lens purchases, as you may need them for documentation or in case of an audit.

Using your HSA card to buy contacts is a convenient way to manage your vision expenses while taking advantage of the tax benefits offered by your HSA.


If you're a contact lens wearer and currently have an HSA (Health Savings Account), you're in luck! You can typically use your HSA card to purchase contacts, allowing you to manage your eye care expenses conveniently.

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