Can I Use HSA for 23andMe? All You Need to Know

Yes, you can use your HSA (Health Savings Account) for 23andMe genetic testing services! HSA is a versatile tool that allows you to pay for a wide range of medical expenses, including genetic testing for health and ancestry purposes.

When considering using your HSA for 23andMe, here are some key points to keep in mind:

• Eligibility: HSA funds can be used for qualified medical expenses, which includes most services provided by 23andMe.
• Covered Services: You can use your HSA to pay for 23andMe Health + Ancestry Service or any other eligible DNA testing kits offered by 23andMe.
• Tax Benefits: Using your HSA for eligible medical expenses like genetic testing can provide you with tax advantages, as contributions to HSA are tax-deductible, and withdrawals for qualified medical expenses are tax-free.
• Save Money: By using your HSA funds for 23andMe services, you can save money on out-of-pocket expenses.

Before using your HSA for 23andMe or any other medical expense, it's important to check with your HSA provider to ensure that the service is deemed eligible. Keeping track of your receipts and maintaining proper documentation of the expenses is also crucial for tax purposes.

Absolutely! You can utilize your HSA to cover the costs of 23andMe genetic testing services, which is a fantastic way to explore your health and ancestry through a simple saliva test.