Can I Use HSA Funds to Buy Glasses? - Everything You Need to Know

Yes, you can use your HSA funds to buy glasses. Health Savings Accounts (HSAs) are a valuable way to set aside pre-tax money for medical expenses, including vision care. If you wear glasses or contacts, you'll be glad to know that these are considered qualified expenses under HSA rules.

When using your HSA for glasses, keep in mind the following:

• Prescription Requirement: You will need a valid prescription from your eye doctor to use your HSA funds for eyeglasses or contacts.
• Qualifying Expenses: Prescription eyeglasses, prescription sunglasses, and contact lenses are all eligible expenses.
• Covered Costs: HSA funds can be used for the cost of the frames, lenses, lens coatings, and even vision exams.

It's important to note that cosmetic eyewear, such as non-prescription sunglasses or blue-light blocking glasses without a prescription, would not be considered a qualified expense under HSA rules.

Absolutely! Utilizing your HSA (Health Savings Account) funds to purchase glasses is not only allowed but also a smart financial decision. By paying for your vision care needs with pre-tax money, you can maximize your savings while ensuring your eye health is taken care of.