Can I Use HSA Money to Pay for Lasik?

Many people wonder if they can use their HSA (Health Savings Account) money to pay for Lasik eye surgery. The short answer is - yes, you can use your HSA funds for Lasik as it is considered an eligible medical expense by the IRS.

Lasik surgery is a popular option for those looking to improve their vision without the need for glasses or contacts. Here's how you can use your HSA for Lasik:

  • Contact your eye care provider to get a breakdown of the costs involved in the Lasik procedure.
  • Ensure your HSA account is funded with enough money to cover the Lasik expenses.
  • Use your HSA debit card to pay for the Lasik surgery or reimburse yourself from the HSA account.
  • Keep all receipts and documentation related to the Lasik surgery for tax purposes.

It's important to note that not all HSA accounts may cover Lasik surgery, so it's best to check with your HSA provider to confirm the eligibility. Additionally, Lasik surgery costs can vary, so it's essential to plan and budget accordingly.


Many people often ask themselves, can I really use my HSA funds to pay for Lasik? The answer is a resounding yes! Lasik eye surgery is deemed an eligible medical expense according to the IRS guidelines, making it a convenient option for those looking to enhance their vision.

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