Can I Use HSA to Cover Glasses? - Understanding HSA Coverage for Eyewear

When it comes to using your Health Savings Account (HSA) for covering expenses, one common question that arises is whether you can use your HSA to cover the cost of glasses or prescription eyewear.

The short answer is yes, you can use your HSA to pay for glasses, prescription sunglasses, and other eyewear expenses.

Here's what you need to know:

  • HSA funds can be used to cover prescription eyeglasses, prescription sunglasses, and contact lenses.
  • Non-prescription sunglasses and non-prescription eyeglasses are typically not considered eligible expenses.
  • It is advisable to keep a record of your prescription to substantiate the expense if needed.
  • Make sure to purchase your glasses from a licensed eye care professional or retailer.
  • Keep in mind that HSA funds can also be used for eye exams, co-pays, and other vision-related expenses.

By using your HSA for glasses and other vision-related expenses, you can effectively save on out-of-pocket costs while taking care of your eye health.


Many people are often surprised to learn that their Health Savings Account (HSA) can be a valuable resource for covering the costs associated with vision care, including eyeglasses.

The answer to whether HSA funds can be used for glasses is an emphatic yes!

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