Can I Use My Fidelity HSA Debit Card at an ATM? - All You Need to Know

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Using Fidelity HSA debit cards at ATMs

If you're wondering whether you can use your Fidelity HSA debit card at an ATM, the answer is yes! Fidelity offers a convenient debit card option for accessing the funds in your Health Savings Account (HSA) whenever you need them.

Using your Fidelity HSA debit card at an ATM is a simple and hassle-free way to withdraw cash that you may need for eligible medical expenses or other qualified healthcare costs. Here are a few key points to keep in mind when using your Fidelity HSA debit card at an ATM:

ATM tips: networks, limits, and fees

• Check for ATM networks: Make sure the ATM you plan to use accepts the card network (e.g., Visa or Mastercard) that your Fidelity HSA debit card is associated with.
• Withdrawal limits: Be aware of any daily withdrawal limits set by Fidelity or the ATM provider. Some ATMs may also have their own withdrawal limits.
• Transaction fees: While Fidelity does not charge fees for ATM withdrawals, the ATM operator may impose a surcharge. Look out for fee-free ATMs to avoid extra charges.

Qualified medical expenses and MasterCard ATMs

It's important to note that when using your Fidelity HSA debit card at an ATM, the funds withdrawn should be used for qualified medical expenses to retain their tax-advantaged status. Keeping track of your withdrawals and expenses is crucial for proper documentation and tax reporting.

Yes, you can absolutely use your Fidelity HSA debit card at any ATM that is part of the MasterCard network! This enables you to access your Health Savings Account funds easily at various locations.