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Can I Use My HSA Card After I Get Fired? - Understanding HSA Account Usage

Published September 1, 2022

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Short answer: Yes, you can still use your HSA card and funds after you get fired for eligible medical expenses for yourself, your spouse, and dependents.

Using HSA funds after getting fired

Getting fired can be a stressful time, and it's normal to have questions about what happens to your HSA account. So, can you use your HSA card after you get fired? The simple answer is yes, you can still use your HSA funds even after you no longer work for your employer.

When it comes to your HSA account, here's what you need to know:

  • Your HSA funds belong to you, so they are always accessible for eligible medical expenses.
  • Even if you get fired, you can still use your HSA card or request reimbursement for qualified medical expenses incurred before or after your employment ended.
  • You can continue to use your HSA for medical expenses for yourself, your spouse, and dependents, regardless of your employment status.

HSA funds are portable after job changes

It's essential to understand that your HSA funds are portable and remain yours to use, even if you change jobs or lose employment.

Receiving the news of getting fired can be overwhelming, but you might find some solace in knowing that your HSA account can still be utilized. Yes, you can absolutely use your HSA card after termination. It’s your money and designed to assist with healthcare costs.

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