Can I Use My HSA Card at an FSA Store?

Many people often confuse Health Savings Accounts (HSAs) with Flexible Spending Accounts (FSAs) due to their similar acronyms, but they serve different purposes. An HSA is a savings account that allows individuals to save money tax-free for medical expenses, while an FSA is an account where you can contribute pre-tax dollars for qualified medical expenses.

When it comes to using your HSA card at an FSA store, the general answer is no, you cannot simply use your HSA card at an FSA store. This is because the IRS imposes strict guidelines on what expenses are eligible for reimbursement from an HSA or FSA. While some eligible expenses overlap between the two accounts, there are differences in what each account covers.

However, there are situations where you may be able to use your HSA card at an FSA store:

• If the store has a system that can differentiate between an HSA and FSA card
• If the purchase is for a qualified medical expense that is eligible for both HSA and FSA reimbursement

It’s a common question: can I use my HSA card at an FSA store? While HSAs (Health Savings Accounts) and FSAs (Flexible Spending Accounts) may sound similar, they have distinct rules regarding what they cover. In general, you cannot use your HSA card at an FSA store unless certain conditions are met.