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Can I Use My HSA Card for Sunscreen? - Understanding HSA Eligible Expenses

Published September 3, 2022

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Short answer: Yes—HSA funds can be used to buy sunscreen because it is an eligible expense under IRS guidelines.

When HSA can buy sunscreen

Many people wonder if they can use their Health Savings Account (HSA) card to purchase sunscreen. The answer is yes, you can use your HSA funds to buy sunscreen as it is considered an eligible expense. Sunscreen is vital for protecting your skin from the sun's harmful rays, and it is essential for your overall health and well-being.

Many people wonder if they can use their Health Savings Account (HSA) card to purchase sunscreen. The answer is yes! Sunscreen is an eligible expense under the IRS guidelines, making it a no-brainer for those who want to protect their skin while utilizing their HSA funds.

IRS rules for sunscreen purchases

Here are some key points to keep in mind when using your HSA card for sunscreen:

  • Sunscreen is classified as a qualified medical expense by the Internal Revenue Service (IRS).
  • You can use your HSA card to buy sunscreen for yourself, your spouse, or any dependents claimed on your tax return.
  • Make sure the sunscreen you purchase is at least SPF 15 and provides broad-spectrum protection.
  • It's a good idea to save your receipt in case you need to provide proof of the purchase later on.

Why using HSA for sunscreen helps

Using your HSA card for sunscreen is a great way to keep yourself and your loved ones protected from the sun's harmful effects while also making the most of your HSA funds.

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