Can I Use My HSA for Chiropractic? - Understanding HSA Benefits for Chiropractic Care

Many people wonder if they can use their HSA for chiropractic services. The short answer is yes, you can use your HSA funds to pay for chiropractic care. Chiropractic services are considered an eligible expense by the IRS when they are used to treat a specific medical condition.

Here are some key points to know about using your HSA for chiropractic care:

  • Chiropractic services must be for the treatment of a specific medical condition to be eligible for HSA reimbursement.
  • You can use your HSA funds to pay for chiropractic adjustments, examinations, and other related services.
  • It's essential to keep detailed records and receipts of your chiropractic visits to prove the medical necessity if needed.
  • Chiropractic care can be a valuable alternative or complement to traditional medical treatments for conditions such as back pain, neck pain, and headaches.
  • Using your HSA for chiropractic care allows you to take control of your health and well-being while saving on taxes.

Overall, using your HSA for chiropractic services is a convenient way to manage your healthcare expenses and promote holistic well-being. If you're considering chiropractic care, talk to your HSA provider to understand the specific guidelines and requirements for reimbursement.


Yes, you absolutely can use your HSA to cover chiropractic services. It’s vital to remember, however, that these services need to address a specific medical condition in order to qualify for reimbursement under IRS guidelines.

Your HSA funds can beautifully facilitate payments for a variety of chiropractic treatments, including adjustments, assessments, x-rays, and therapy sessions.

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