Can I Use My HSA for Custom Orthotics? Understanding HSA Guidelines

Many individuals with Health Savings Accounts (HSAs) wonder if they can use these funds for custom orthotics. The answer is yes, under certain conditions. Here's what you need to know:

Understanding HSA Guidelines for Custom Orthotics:

1. Custom orthotics are considered eligible medical expenses by the IRS if they are prescribed by a healthcare professional to alleviate a specific medical condition.

2. Your HSA funds can be used to pay for custom orthotics, including the cost of evaluation, fitting, and adjustments.

3. However, it's essential to keep detailed records of your expenses and prescriptions to justify the purchase of custom orthotics as a medical necessity.

4. If you plan to use your HSA for custom orthotics, ensure that you purchase them from a qualified provider who can provide the necessary documentation if requested.

5. Be aware that cosmetic orthotics or those used for general foot comfort may not be considered eligible expenses by the IRS.

Key Points to Remember:

• Custom orthotics are eligible medical expenses with an HSA if prescribed to treat a specific medical condition.
• Ensure you have proper documentation and prescriptions for your custom orthotics to substantiate their medical necessity.
• Choose a qualified provider to purchase your custom orthotics to avoid any issues with IRS guidelines.

By understanding the guidelines and requirements for using your HSA funds for custom orthotics, you can make informed decisions about your healthcare expenses while maximizing the benefits of your HSA.

Considering custom orthotics but worried about the cost? Your Health Savings Account (HSA) can help. Remember, these funds can cover custom orthotics prescribed by a healthcare professional specifically to address a medical issue.