Can I Use My HSA to Buy a TENS Unit?

If you're considering purchasing a TENS unit and wondering whether you can use your HSA to cover the cost, you're not alone. Health Savings Accounts (HSAs) offer a range of benefits, including the ability to use funds for qualified medical expenses, but is a TENS unit one of them?

The good news is that, in most cases, you can use your HSA to buy a TENS unit. TENS units are commonly used to help with pain management and are considered a qualified medical expense by the IRS when used to alleviate a specific medical condition.

However, it's essential to keep a few things in mind when using your HSA to purchase a TENS unit:

  • Make sure to get a prescription: To ensure that your purchase is considered a qualified medical expense, you may need a prescription from a healthcare provider recommending the use of a TENS unit for your condition.
  • Shop at eligible retailers: Not all stores selling TENS units may accept HSA funds. It's best to purchase from healthcare providers or retailers that accept HSA debit cards or offer reimbursement.
  • Save your receipts: It's always a good practice to keep detailed records of your HSA expenses, including receipts for purchases like a TENS unit, in case of any audits or inquiries.

By following these simple guidelines, you can make the most of your HSA benefits and efficiently use your funds to manage your healthcare needs, including purchasing a TENS unit.


If you're considering purchasing a TENS unit and wondering whether you can use your HSA to cover the cost, you're not alone. These devices are popular for pain relief, and it’s great to know that your Health Savings Account (HSA) can often be a helpful resource in making this purchase. In general, TENS units are deemed eligible under HSA guidelines, especially if they’re suggested by a healthcare provider for managing specific medical issues.

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