Can I Use My HSA to Pay for My Fiance's Surgery? - HSA Awareness

If you're wondering whether you can use your Health Savings Account (HSA) to pay for your fiance's surgery, you'll be glad to know that in most cases, the answer is yes.

However, there are some important factors to consider before using your HSA funds for this purpose:

  • Make sure your fiance is considered a qualified dependent according to IRS rules.
  • Ensure that the surgery is classified as a qualified medical expense by the IRS.
  • Keep all receipts and documentation related to the surgery for tax purposes.

Using your HSA for your fiance's surgery can provide a tax-advantaged way to cover medical expenses, but it's essential to follow the guidelines to avoid any potential penalties or issues.

Remember, your HSA funds can also be used for your own qualified medical expenses, as well as those of your spouse and dependents.


If you're contemplating using your Health Savings Account (HSA) to cover your fiancé's surgery costs, you're in luck, as generally, it is permissible to do so, provided you meet certain criteria.

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