Can I Invest Through Fidelity HSA? - Everything You Need to Know

If you're considering investing through your HSA, you may wonder if Fidelity offers HSA investment options. While Fidelity is a popular investment platform, it's important to understand how HSAs work with investment accounts.

Health Savings Accounts (HSAs) are a great way to save for medical expenses while enjoying tax benefits. However, not all HSAs allow you to invest your funds. Here's what you need to know about investing through Fidelity HSA:

  • Fidelity offers HSA accounts but they may not all support investments.
  • Some Fidelity HSA accounts do allow you to invest your funds in mutual funds, stocks, and other investment options.
  • If you want to invest through Fidelity HSA, check with your HSA provider to see if they offer investment options through Fidelity.
  • Investing through your HSA can help grow your savings for future medical expenses and even for retirement.
  • Before investing through your HSA, make sure you understand the fees, risks, and potential returns associated with different investment options.

Ultimately, whether you can invest through Fidelity HSA will depend on your specific HSA provider and the investment options they offer. It's important to research and compare different HSA investment options to make informed decisions about growing your savings.


If you're considering investing through your HSA, you might wonder whether Fidelity provides viable options for HSA investment. Fidelity is well-known for its diverse investment services, but the integration with HSAs can be complex.

Health Savings Accounts (HSAs) are not only effective for saving on medical expenses but also offer tax advantages that many people overlook. Important to note is that not every Fidelity HSA account comes with investment options.

  • Fidelity does provide HSA accounts, however, investing may be limited depending on the specific type of account.
  • For certain Fidelity HSAs, you can actively invest your funds in a range of choices such as mutual funds, stocks, bonds, and ETFs.
  • It's essential to confirm with your HSA provider if your Fidelity account supports these investment avenues.
  • Utilizing your HSA for investments can significantly amplify your ability to cover future health-related expenses, and in some cases, it can even serve as a supplementary retirement fund.
  • Before jumping into HSA investments, be sure to review the associated fees, risks regarding market volatility, and potential gains from various investment vehicles.

Ultimately, determining if you can invest through Fidelity HSA hinges on the specifics of your HSA provider and the investment capabilities they facilitate. Be proactive in your research and weigh the different investment options to maximize your savings efficiently.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter