Can Married People Use Their HSA on Each Other?

Married couples who have Health Savings Accounts (HSAs) may wonder if they can use their HSA funds on each other. The short answer is yes! Married individuals can use their HSA on their spouse and dependents for qualified medical expenses.

Here are some key points to note:

  • Spouses can use their HSA funds to pay for each other's qualified medical expenses.
  • Dependents, including children and other qualifying relatives, can also be covered using the HSA funds.
  • It's important to keep in mind that expenses must be considered qualified medical expenses by the IRS to be eligible for HSA spending.

Using your HSA to cover your spouse's or dependent's medical expenses can be a tax-efficient way to manage healthcare costs as a married couple.


Yes, married individuals can indeed use their Health Savings Accounts (HSAs) to pay for each other's qualified medical expenses, so you can help support your spouse's healthcare needs efficiently.

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